Call reports 2001
COMMERCIAL CAPITAL BANK — 2001
What COMMERCIAL CAPITAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 18,155,000 | 19,023,000 | 21,402,000 | 22,006,000 |
| Total loans | 9,491,000 | 13,072,000 | 13,520,000 | 11,361,000 |
| Allowance for loan losses | 107,000 | 122,000 | 131,000 | 133,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 697,000 | 796,000 | 1,196,000 | 2,203,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,904,000 | 16,649,000 | 18,917,000 | 19,540,000 |
| Interest-bearing deposits | 9,907,000 | 11,400,000 | 14,969,000 | 16,291,000 |
| Noninterest-bearing deposits | 5,997,000 | 5,249,000 | 3,948,000 | 3,249,000 |
| Equity capital | 2,145,000 | 2,217,000 | 2,268,000 | 2,234,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 330,000 | 702,000 | 1,095,000 | 1,433,000 |
| Interest expense | 116,000 | 246,000 | 414,000 | 572,000 |
| Net interest income | 214,000 | 456,000 | 681,000 | 861,000 |
| Noninterest income | 16,000 | 42,000 | 63,000 | 82,000 |
| Noninterest expense | 154,000 | 307,000 | 467,000 | 712,000 |
| Provision for loan losses | 7,000 | 22,000 | 32,000 | 34,000 |
| Pretax income | 69,000 | 169,000 | 245,000 | 197,000 |
| Income tax | 19,000 | 47,000 | 72,000 | 58,000 |
| Net income | 50,000 | 122,000 | 173,000 | 139,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,145,000 | 2,217,000 | 2,268,000 | 2,234,000 |
| Total capital | 2,252,000 | 2,339,000 | 2,399,000 | 2,367,000 |
| Risk-weighted assets | 10,610,000 | 13,229,000 | 14,238,000 | 12,275,000 |