Call reports 2026
FIRST NATIONAL BANK USA — 2026
What FIRST NATIONAL BANK USA reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 239,878,000 | 249,101,000 |
| Total loans | 114,503,000 | 113,542,000 |
| Allowance for loan losses | 1,398,000 | 1,458,000 |
| Securities available for sale | 38,803,000 | 40,800,000 |
| Securities held to maturity | 17,311,000 | 16,930,000 |
| Trading assets | 0 | 0 |
| Total deposits | 205,131,000 | 213,090,000 |
| Interest-bearing deposits | 158,008,000 | 168,970,000 |
| Noninterest-bearing deposits | 47,123,000 | 44,120,000 |
| Equity capital | 33,448,000 | 34,375,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,205,000 | 6,421,000 |
| Interest expense | 533,000 | 1,053,000 |
| Net interest income | 2,672,000 | 5,368,000 |
| Noninterest income | 152,000 | 293,000 |
| Noninterest expense | 1,519,000 | 3,075,000 |
| Provision for loan losses | 0 | 60,000 |
| Pretax income | 1,305,000 | 2,526,000 |
| Income tax | 275,000 | 556,000 |
| Net income | 1,030,000 | 1,970,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 33,283,000 | 34,124,000 |