Call reports 2025
FIRST NATIONAL BANK USA — 2025
What FIRST NATIONAL BANK USA reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 219,641,000 | 224,787,000 | 218,424,000 | 225,348,000 |
| Total loans | 106,272,000 | 108,259,000 | 109,022,000 | 110,829,000 |
| Allowance for loan losses | 1,411,000 | 1,411,000 | 1,413,000 | 1,409,000 |
| Securities available for sale | 37,841,000 | 37,007,000 | 41,030,000 | 39,971,000 |
| Securities held to maturity | 19,857,000 | 19,619,000 | 18,267,000 | 17,982,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,230,000 | 192,419,000 | 184,553,000 | 191,399,000 |
| Interest-bearing deposits | 137,068,000 | 144,342,000 | 133,954,000 | 142,468,000 |
| Noninterest-bearing deposits | 51,162,000 | 48,077,000 | 50,599,000 | 48,931,000 |
| Equity capital | 29,594,000 | 30,529,000 | 31,705,000 | 32,704,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,060,000 | 6,188,000 | 9,440,000 | 12,507,000 |
| Interest expense | 527,000 | 1,055,000 | 1,609,000 | 2,149,000 |
| Net interest income | 2,533,000 | 5,133,000 | 7,831,000 | 10,358,000 |
| Noninterest income | 163,000 | 284,000 | 444,000 | 577,000 |
| Noninterest expense | 1,399,000 | 2,801,000 | 4,290,000 | 5,695,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,297,000 | 2,616,000 | 3,985,000 | 5,240,000 |
| Income tax | 274,000 | 545,000 | 828,000 | 1,009,000 |
| Net income | 1,023,000 | 2,071,000 | 3,157,000 | 4,231,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,594,000 | 30,483,000 | 31,419,000 | 32,364,000 |