Call reports 2024
FIRST NATIONAL BANK USA — 2024
What FIRST NATIONAL BANK USA reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 195,855,000 | 203,399,000 | 205,421,000 | 207,528,000 |
| Total loans | 94,047,000 | 94,245,000 | 95,775,000 | 104,090,000 |
| Allowance for loan losses | 1,424,000 | 1,423,000 | 1,438,000 | 1,428,000 |
| Securities available for sale | 21,855,000 | 28,981,000 | 34,971,000 | 36,546,000 |
| Securities held to maturity | 32,536,000 | 32,288,000 | 25,086,000 | 21,537,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,001,000 | 173,648,000 | 173,991,000 | 177,485,000 |
| Interest-bearing deposits | 122,126,000 | 127,349,000 | 130,483,000 | 136,856,000 |
| Noninterest-bearing deposits | 46,875,000 | 46,299,000 | 43,508,000 | 40,629,000 |
| Equity capital | 25,991,000 | 28,061,000 | 29,364,000 | 28,454,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,790,000 | 5,697,000 | 8,689,000 | 11,633,000 |
| Interest expense | 434,000 | 936,000 | 1,469,000 | 2,044,000 |
| Net interest income | 2,356,000 | 4,761,000 | 7,220,000 | 9,589,000 |
| Noninterest income | 141,000 | 1,782,000 | 2,085,000 | 2,241,000 |
| Noninterest expense | 1,245,000 | 2,541,000 | 3,930,000 | 5,624,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,252,000 | 4,002,000 | 5,380,000 | 6,211,000 |
| Income tax | 260,000 | 814,000 | 1,104,000 | 1,128,000 |
| Net income | 992,000 | 3,188,000 | 4,276,000 | 5,083,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,207,000 | 28,148,000 | 29,075,000 | 28,722,000 |