Call reports 2023
FIRST NATIONAL BANK USA — 2023
What FIRST NATIONAL BANK USA reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 207,028,000 | 197,899,000 | 202,107,000 | 203,677,000 |
| Total loans | 102,941,000 | 101,655,000 | 95,569,000 | 94,791,000 |
| Allowance for loan losses | 1,388,000 | 1,415,000 | 1,435,000 | 1,434,000 |
| Securities available for sale | 12,829,000 | 20,254,000 | 16,643,000 | 21,599,000 |
| Securities held to maturity | 52,277,000 | 49,137,000 | 45,865,000 | 38,087,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,562,000 | 173,263,000 | 176,920,000 | 177,798,000 |
| Interest-bearing deposits | 121,403,000 | 117,588,000 | 124,323,000 | 131,188,000 |
| Noninterest-bearing deposits | 62,159,000 | 55,675,000 | 52,597,000 | 46,610,000 |
| Equity capital | 22,812,000 | 23,505,000 | 23,779,000 | 25,224,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,650,000 | 5,402,000 | 8,083,000 | 10,944,000 |
| Interest expense | 177,000 | 484,000 | 852,000 | 1,272,000 |
| Net interest income | 2,473,000 | 4,918,000 | 7,231,000 | 9,672,000 |
| Noninterest income | 166,000 | 360,000 | 534,000 | 922,000 |
| Noninterest expense | 1,259,000 | 2,455,000 | 3,731,000 | 5,238,000 |
| Provision for loan losses | 0 | 0 | 29,000 | 29,000 |
| Pretax income | 1,380,000 | 2,823,000 | 4,005,000 | 5,327,000 |
| Income tax | 284,000 | 588,000 | 826,000 | 1,000,000 |
| Net income | 1,096,000 | 2,235,000 | 3,179,000 | 4,327,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,836,000 | 23,666,000 | 24,362,000 | 25,357,000 |