Call reports 2022
FIRST NATIONAL BANK USA — 2022
What FIRST NATIONAL BANK USA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 226,771,000 | 212,893,000 | 222,014,000 | 212,468,000 |
| Total loans | 104,755,000 | 101,646,000 | 103,362,000 | 102,556,000 |
| Allowance for loan losses | 1,991,000 | 1,990,000 | 1,971,000 | 1,949,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 75,560,000 | 7,222,000 | 51,552,000 | 74,930,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 206,617,000 | 192,228,000 | 200,507,000 | 190,630,000 |
| Interest-bearing deposits | 135,475,000 | 122,887,000 | 130,503,000 | 128,941,000 |
| Noninterest-bearing deposits | 71,142,000 | 69,341,000 | 70,004,000 | 61,689,000 |
| Equity capital | 19,849,000 | 20,224,000 | 20,854,000 | 21,486,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,469,000 | 3,072,000 | 5,102,000 | 7,581,000 |
| Interest expense | 112,000 | 230,000 | 340,000 | 471,000 |
| Net interest income | 1,357,000 | 2,842,000 | 4,762,000 | 7,110,000 |
| Noninterest income | 286,000 | 456,000 | 751,000 | 941,000 |
| Noninterest expense | 1,176,000 | 2,289,000 | 3,507,000 | 5,035,000 |
| Provision for loan losses | 0 | 0 | 0 | -32,000 |
| Pretax income | 467,000 | 1,009,000 | 2,006,000 | 3,048,000 |
| Income tax | 90,000 | 197,000 | 389,000 | 494,000 |
| Net income | 377,000 | 812,000 | 1,617,000 | 2,554,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,849,000 | 20,224,000 | 20,854,000 | 21,486,000 |