Call reports 2021
FIRST NATIONAL BANK USA — 2021
What FIRST NATIONAL BANK USA reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 178,825,000 | 155,719,000 | 164,560,000 | 213,966,000 |
| Total loans | 114,628,000 | 114,915,000 | 110,887,000 | 106,612,000 |
| Allowance for loan losses | 1,945,000 | 1,956,000 | 1,971,000 | 1,983,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,102,000 | 2,099,000 | 2,556,000 | 72,564,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,157,000 | 136,117,000 | 144,577,000 | 194,187,000 |
| Interest-bearing deposits | 108,438,000 | 86,192,000 | 93,522,000 | 126,173,000 |
| Noninterest-bearing deposits | 50,719,000 | 49,925,000 | 51,055,000 | 68,014,000 |
| Equity capital | 19,469,000 | 18,939,000 | 19,593,000 | 19,522,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,863,000 | 3,360,000 | 5,152,000 | 6,633,000 |
| Interest expense | 138,000 | 266,000 | 390,000 | 509,000 |
| Net interest income | 1,725,000 | 3,094,000 | 4,762,000 | 6,124,000 |
| Noninterest income | 103,000 | 360,000 | 532,000 | 721,000 |
| Noninterest expense | 1,225,000 | 2,472,000 | 3,660,000 | 4,771,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 603,000 | 982,000 | 1,634,000 | 2,074,000 |
| Income tax | 0 | 228,000 | 228,000 | -62,000 |
| Net income | 603,000 | 754,000 | 1,406,000 | 2,136,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,469,000 | 18,939,000 | 19,593,000 | 19,522,000 |