Call reports 2020
FIRST NATIONAL BANK USA — 2020
What FIRST NATIONAL BANK USA reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 136,073,000 | 160,464,000 | 158,719,000 | 158,918,000 |
| Total loans | 93,243,000 | 109,480,000 | 115,352,000 | 109,214,000 |
| Allowance for loan losses | 2,108,000 | 2,123,000 | 1,872,000 | 1,935,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,795,000 | 3,141,000 | 2,483,000 | 2,480,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,354,000 | 141,803,000 | 139,765,000 | 139,711,000 |
| Interest-bearing deposits | 89,089,000 | 103,165,000 | 101,606,000 | 94,779,000 |
| Noninterest-bearing deposits | 29,265,000 | 38,638,000 | 38,159,000 | 44,932,000 |
| Equity capital | 17,361,000 | 17,613,000 | 18,035,000 | 18,965,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,479,000 | 2,921,000 | 4,422,000 | 6,459,000 |
| Interest expense | 220,000 | 418,000 | 603,000 | 768,000 |
| Net interest income | 1,259,000 | 2,503,000 | 3,819,000 | 5,691,000 |
| Noninterest income | 155,000 | 280,000 | 480,000 | 702,000 |
| Noninterest expense | 1,094,000 | 2,211,000 | 3,304,000 | 4,468,000 |
| Provision for loan losses | 2,000 | 2,000 | 2,000 | 2,000 |
| Pretax income | 318,000 | 570,000 | 993,000 | 1,923,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 318,000 | 570,000 | 993,000 | 1,923,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,361,000 | 17,613,000 | 18,035,000 | 18,965,000 |
| Total capital | 18,417,000 | 18,669,000 | — | — |
| Risk-weighted assets | 83,456,000 | 83,451,000 | — | — |