Call reports 2019
FIRST NATIONAL BANK USA — 2019
What FIRST NATIONAL BANK USA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 130,792,000 | 130,680,000 | 132,171,000 | 129,396,000 |
| Total loans | 101,564,000 | 99,621,000 | 96,177,000 | 96,156,000 |
| Allowance for loan losses | 1,969,000 | 1,981,000 | 2,055,000 | 2,074,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,656,000 | 2,033,000 | 2,797,000 | 2,796,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,237,000 | 112,761,000 | 114,068,000 | 111,588,000 |
| Interest-bearing deposits | 86,690,000 | 88,595,000 | 88,722,000 | 85,035,000 |
| Noninterest-bearing deposits | 26,547,000 | 24,166,000 | 25,346,000 | 26,553,000 |
| Equity capital | 17,173,000 | 17,481,000 | 17,720,000 | 17,443,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,660,000 | 3,272,000 | 4,884,000 | 6,435,000 |
| Interest expense | 218,000 | 428,000 | 651,000 | 881,000 |
| Net interest income | 1,442,000 | 2,844,000 | 4,233,000 | 5,554,000 |
| Noninterest income | 106,000 | 251,000 | 403,000 | 567,000 |
| Noninterest expense | 1,048,000 | 2,127,000 | 3,202,000 | 4,432,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 500,000 | 968,000 | 1,434,000 | 1,689,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 500,000 | 968,000 | 1,434,000 | 1,689,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,173,000 | 17,481,000 | 17,720,000 | 17,443,000 |
| Total capital | 18,310,000 | 18,573,000 | 18,809,000 | 18,515,000 |
| Risk-weighted assets | 90,170,000 | 86,477,000 | 86,218,000 | 84,816,000 |