Call reports 2018
FIRST NATIONAL BANK USA — 2018
What FIRST NATIONAL BANK USA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 121,992,000 | 121,150,000 | 120,901,000 | 125,044,000 |
| Total loans | 93,219,000 | 92,933,000 | 95,709,000 | 99,046,000 |
| Allowance for loan losses | 1,964,000 | 1,979,000 | 1,930,000 | 1,960,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,039,000 | 4,038,000 | 4,028,000 | 3,530,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,649,000 | 103,289,000 | 104,023,000 | 105,092,000 |
| Interest-bearing deposits | 77,800,000 | 79,469,000 | 78,493,000 | 80,704,000 |
| Noninterest-bearing deposits | 24,849,000 | 23,820,000 | 25,530,000 | 24,388,000 |
| Equity capital | 16,511,000 | 16,232,000 | 16,532,000 | 16,673,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,400,000 | 2,839,000 | 4,322,000 | 5,863,000 |
| Interest expense | 147,000 | 292,000 | 438,000 | 609,000 |
| Net interest income | 1,253,000 | 2,547,000 | 3,884,000 | 5,254,000 |
| Noninterest income | 125,000 | 311,000 | 413,000 | 547,000 |
| Noninterest expense | 1,061,000 | 2,143,000 | 3,262,000 | 4,353,000 |
| Provision for loan losses | 0 | 0 | 0 | 4,000 |
| Pretax income | 317,000 | 715,000 | 1,035,000 | 1,444,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 317,000 | 715,000 | 1,035,000 | 1,444,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,511,000 | 16,232,000 | 16,532,000 | 16,673,000 |
| Total capital | 17,587,000 | 17,306,000 | 17,638,000 | 17,797,000 |
| Risk-weighted assets | 85,190,000 | 85,015,000 | 87,676,000 | 89,087,000 |