Call reports 2016
FIRST NATIONAL BANK USA — 2016
What FIRST NATIONAL BANK USA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 134,885,000 | 134,704,000 | 132,269,000 | 134,014,000 |
| Total loans | 96,507,000 | 94,621,000 | 95,496,000 | 94,398,000 |
| Allowance for loan losses | 1,774,000 | 1,712,000 | 1,893,000 | 1,924,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,001,000 | 4,001,000 | 3,296,000 | 3,794,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,955,000 | 106,561,000 | 103,873,000 | 105,774,000 |
| Interest-bearing deposits | 80,111,000 | 81,029,000 | 79,850,000 | 80,808,000 |
| Noninterest-bearing deposits | 26,844,000 | 25,532,000 | 24,023,000 | 24,966,000 |
| Equity capital | 16,380,000 | 16,603,000 | 16,908,000 | 16,884,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,352,000 | 2,707,000 | 4,163,000 | 5,488,000 |
| Interest expense | 146,000 | 297,000 | 450,000 | 609,000 |
| Net interest income | 1,206,000 | 2,410,000 | 3,713,000 | 4,879,000 |
| Noninterest income | 134,000 | 287,000 | 467,000 | 418,000 |
| Noninterest expense | 1,154,000 | 2,288,000 | 3,465,000 | 4,608,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 186,000 | 409,000 | 715,000 | 689,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 186,000 | 409,000 | 715,000 | 689,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,380,000 | 16,603,000 | 16,908,000 | 16,884,000 |
| Total capital | 17,594,000 | 17,826,000 | 18,064,000 | 18,016,000 |
| Risk-weighted assets | 96,511,000 | 97,318,000 | 91,712,000 | 89,761,000 |