Call reports 2014
FIRST NATIONAL BANK USA — 2014
What FIRST NATIONAL BANK USA reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 133,481,000 | 133,771,000 | 131,086,000 | 131,708,000 |
| Total loans | 95,365,000 | 95,032,000 | 93,830,000 | 93,727,000 |
| Allowance for loan losses | 2,377,000 | 2,300,000 | 2,303,000 | 2,170,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,286,000 | 106,414,000 | 103,616,000 | 104,845,000 |
| Interest-bearing deposits | 81,435,000 | 81,552,000 | 79,526,000 | 77,744,000 |
| Noninterest-bearing deposits | 24,851,000 | 24,862,000 | 24,090,000 | 27,101,000 |
| Equity capital | 15,844,000 | 16,020,000 | 16,169,000 | 15,420,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,358,000 | 2,729,000 | 4,115,000 | 5,500,000 |
| Interest expense | 169,000 | 333,000 | 485,000 | 635,000 |
| Net interest income | 1,189,000 | 2,396,000 | 3,630,000 | 4,865,000 |
| Noninterest income | 190,000 | 488,000 | 621,000 | 777,000 |
| Noninterest expense | 1,329,000 | 2,658,000 | 3,876,000 | 5,066,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 50,000 | 226,000 | 375,000 | 576,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 50,000 | 226,000 | 375,000 | 576,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,844,000 | 16,020,000 | 16,169,000 | 15,420,000 |
| Total capital | 16,945,000 | 17,118,000 | 17,249,000 | 16,510,000 |
| Risk-weighted assets | 86,791,000 | 86,642,000 | 85,180,000 | 86,077,000 |