Call reports 2013
FIRST NATIONAL BANK USA — 2013
What FIRST NATIONAL BANK USA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 141,520,000 | 139,416,000 | 137,454,000 | 132,872,000 |
| Total loans | 102,343,000 | 102,263,000 | 98,140,000 | 95,609,000 |
| Allowance for loan losses | 2,804,000 | 2,795,000 | 2,817,000 | 2,743,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,943,000 | 111,914,000 | 110,007,000 | 105,758,000 |
| Interest-bearing deposits | 89,162,000 | 86,747,000 | 85,007,000 | 81,551,000 |
| Noninterest-bearing deposits | 24,781,000 | 25,167,000 | 25,000,000 | 24,207,000 |
| Equity capital | 15,925,000 | 15,937,000 | 16,088,000 | 15,795,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,494,000 | 3,005,000 | 4,588,000 | 5,833,000 |
| Interest expense | 317,000 | 607,000 | 842,000 | 1,024,000 |
| Net interest income | 1,177,000 | 2,398,000 | 3,746,000 | 4,809,000 |
| Noninterest income | 451,000 | 788,000 | 1,035,000 | 1,187,000 |
| Noninterest expense | 1,495,000 | 3,041,000 | 4,485,000 | 5,993,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 133,000 | 145,000 | 296,000 | 3,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 133,000 | 145,000 | 296,000 | 3,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,925,000 | 15,937,000 | 16,088,000 | 15,795,000 |
| Total capital | 17,106,000 | 17,110,000 | 17,235,000 | 16,949,000 |
| Risk-weighted assets | 92,864,000 | 92,217,000 | 90,079,000 | 90,740,000 |