Call reports 2012
FIRST NATIONAL BANK USA — 2012
What FIRST NATIONAL BANK USA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 143,136,000 | 143,574,000 | 152,562,000 | 143,525,000 |
| Total loans | 106,196,000 | 106,575,000 | 106,454,000 | 102,778,000 |
| Allowance for loan losses | 2,897,000 | 2,831,000 | 2,941,000 | 2,930,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,500,000 | 1,000,000 | 1,000,000 | 1,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,524,000 | 115,845,000 | 125,162,000 | 116,112,000 |
| Interest-bearing deposits | 95,848,000 | 95,608,000 | 93,703,000 | 93,605,000 |
| Noninterest-bearing deposits | 19,676,000 | 20,237,000 | 31,459,000 | 22,507,000 |
| Equity capital | 15,968,000 | 16,006,000 | 15,913,000 | 15,791,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,678,000 | 3,407,000 | 4,983,000 | 6,604,000 |
| Interest expense | 408,000 | 800,000 | 1,162,000 | 1,499,000 |
| Net interest income | 1,270,000 | 2,607,000 | 3,821,000 | 5,105,000 |
| Noninterest income | 559,000 | 970,000 | 1,219,000 | 1,737,000 |
| Noninterest expense | 1,633,000 | 3,342,000 | 4,898,000 | 6,822,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 196,000 | 235,000 | 142,000 | 20,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 196,000 | 235,000 | 142,000 | 20,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,968,000 | 16,006,000 | 15,913,000 | 15,791,000 |
| Total capital | 17,182,000 | 17,254,000 | 17,143,000 | 16,992,000 |
| Risk-weighted assets | 95,307,000 | 98,192,000 | 96,642,000 | 95,916,000 |