Call reports 2011
FIRST NATIONAL BANK USA — 2011
What FIRST NATIONAL BANK USA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 153,986,000 | 152,448,000 | 141,273,000 | 144,505,000 |
| Total loans | 109,778,000 | 106,953,000 | 105,077,000 | 108,134,000 |
| Allowance for loan losses | 3,375,000 | 3,279,000 | 3,138,000 | 3,084,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,300,000 | 2,550,000 | 1,550,000 | 1,250,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,365,000 | 125,074,000 | 114,124,000 | 117,206,000 |
| Interest-bearing deposits | 106,042,000 | 104,688,000 | 95,388,000 | 98,082,000 |
| Noninterest-bearing deposits | 20,323,000 | 20,386,000 | 18,736,000 | 19,124,000 |
| Equity capital | 15,822,000 | 15,611,000 | 15,647,000 | 15,771,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,116,000 | 3,981,000 | 5,690,000 | 7,431,000 |
| Interest expense | 604,000 | 1,134,000 | 1,633,000 | 2,070,000 |
| Net interest income | 1,512,000 | 2,847,000 | 4,057,000 | 5,361,000 |
| Noninterest income | 232,000 | 552,000 | 1,017,000 | 1,509,000 |
| Noninterest expense | 1,425,000 | 3,291,000 | 4,930,000 | 6,602,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 319,000 | 108,000 | 144,000 | 268,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 319,000 | 108,000 | 144,000 | 268,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,822,000 | 15,611,000 | 15,647,000 | 15,771,000 |
| Total capital | 17,122,000 | 16,848,000 | 16,896,000 | 17,034,000 |
| Risk-weighted assets | 101,915,000 | 100,694,000 | 102,825,000 | 99,371,000 |