Call reports 2010
FIRST NATIONAL BANK USA — 2010
What FIRST NATIONAL BANK USA reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 181,143,000 | 170,608,000 | 168,827,000 | 160,639,000 |
| Total loans | 132,855,000 | 129,228,000 | 124,554,000 | 115,887,000 |
| Allowance for loan losses | 3,244,000 | 3,418,000 | 3,697,000 | 3,359,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,000,000 | 2,000,000 | 7,097,000 | 5,399,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,675,000 | 140,843,000 | 139,440,000 | 131,212,000 |
| Interest-bearing deposits | 129,107,000 | 121,115,000 | 116,616,000 | 109,925,000 |
| Noninterest-bearing deposits | 21,568,000 | 19,728,000 | 22,824,000 | 21,287,000 |
| Equity capital | 16,548,000 | 15,823,000 | 15,688,000 | 15,503,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,271,000 | 4,474,000 | 6,636,000 | 8,647,000 |
| Interest expense | 917,000 | 1,651,000 | 2,333,000 | 2,987,000 |
| Net interest income | 1,354,000 | 2,823,000 | 4,303,000 | 5,660,000 |
| Noninterest income | 198,000 | 246,000 | -356,000 | -1,965,000 |
| Noninterest expense | 1,845,000 | 3,787,000 | 5,750,000 | 8,533,000 |
| Provision for loan losses | 500,000 | 800,000 | 1,550,000 | 3,000,000 |
| Pretax income | -793,000 | -1,518,000 | -3,353,000 | -7,838,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -793,000 | -1,518,000 | -3,353,000 | -7,838,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,548,000 | 15,823,000 | 15,688,000 | 15,503,000 |
| Total capital | 18,133,000 | 17,388,000 | 17,180,000 | 16,863,000 |
| Risk-weighted assets | 125,116,000 | 123,360,000 | 117,118,000 | 106,784,000 |