Call reports 2009
FIRST NATIONAL BANK USA — 2009
What FIRST NATIONAL BANK USA reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 218,099,000 | 203,863,000 | 191,169,000 | 184,668,000 |
| Total loans | 188,901,000 | 173,951,000 | 155,834,000 | 143,402,000 |
| Allowance for loan losses | 4,180,000 | 3,633,000 | 3,628,000 | 3,259,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,000,000 | 2,000,000 | 2,000,000 | 2,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,382,000 | 162,837,000 | 151,594,000 | 148,408,000 |
| Interest-bearing deposits | 151,864,000 | 138,735,000 | 129,678,000 | 128,485,000 |
| Noninterest-bearing deposits | 24,518,000 | 24,102,000 | 21,916,000 | 19,923,000 |
| Equity capital | 20,978,000 | 20,102,000 | 19,311,000 | 17,342,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,051,000 | 6,097,000 | 8,858,000 | 11,253,000 |
| Interest expense | 1,396,000 | 2,646,000 | 3,721,000 | 4,631,000 |
| Net interest income | 1,655,000 | 3,451,000 | 5,137,000 | 6,622,000 |
| Noninterest income | 298,000 | 905,000 | 1,292,000 | 1,572,000 |
| Noninterest expense | 2,285,000 | 4,564,000 | 6,678,000 | 9,612,000 |
| Provision for loan losses | 0 | 1,000,000 | 1,750,000 | 2,550,000 |
| Pretax income | -332,000 | -1,208,000 | -1,999,000 | -3,968,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -332,000 | -1,208,000 | -1,999,000 | -3,968,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,978,000 | 20,102,000 | 19,311,000 | 17,342,000 |
| Total capital | 23,052,000 | 22,085,000 | 21,080,000 | 19,008,000 |
| Risk-weighted assets | 170,394,000 | 158,608,000 | 139,671,000 | 131,746,000 |