Call reports 2007
FIRST NATIONAL BANK USA — 2007
What FIRST NATIONAL BANK USA reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 230,981,000 | 241,215,000 | 246,005,000 | 243,785,000 |
| Total loans | 216,944,000 | 226,805,000 | 232,009,000 | 231,184,000 |
| Allowance for loan losses | 2,043,000 | 2,049,000 | 1,489,000 | 2,840,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,076,000 | 205,202,000 | 206,189,000 | 202,142,000 |
| Interest-bearing deposits | 157,581,000 | 169,093,000 | 176,141,000 | 173,532,000 |
| Noninterest-bearing deposits | 35,495,000 | 36,109,000 | 30,048,000 | 28,610,000 |
| Equity capital | 22,199,000 | 23,659,000 | 23,880,000 | 23,274,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,427,000 | 9,012,000 | 13,933,000 | 18,686,000 |
| Interest expense | 1,748,000 | 3,585,000 | 5,597,000 | 7,723,000 |
| Net interest income | 2,679,000 | 5,427,000 | 8,336,000 | 10,963,000 |
| Noninterest income | 653,000 | 1,371,000 | 2,083,000 | 2,814,000 |
| Noninterest expense | 1,870,000 | 3,816,000 | 6,086,000 | 8,185,000 |
| Provision for loan losses | 60,000 | 120,000 | 530,000 | 2,180,000 |
| Pretax income | 1,402,000 | 2,862,000 | 3,803,000 | 3,412,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,402,000 | 2,862,000 | 3,803,000 | 3,412,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,199,000 | 23,659,000 | 23,880,000 | 23,274,000 |
| Total capital | 24,242,000 | 25,708,000 | 25,369,000 | 25,799,000 |
| Risk-weighted assets | 191,773,000 | 194,218,000 | 201,139,000 | 201,683,000 |