Call reports 2006
FIRST NATIONAL BANK USA — 2006
What FIRST NATIONAL BANK USA reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 187,651,000 | 189,552,000 | 203,968,000 | 222,511,000 |
| Total loans | 169,726,000 | 176,577,000 | 191,438,000 | 207,111,000 |
| Allowance for loan losses | 1,963,000 | 2,017,000 | 2,085,000 | 1,987,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,533,000 | 163,751,000 | 176,331,000 | 189,863,000 |
| Interest-bearing deposits | 124,044,000 | 124,001,000 | 137,825,000 | 156,018,000 |
| Noninterest-bearing deposits | 41,489,000 | 39,750,000 | 38,506,000 | 33,845,000 |
| Equity capital | 18,924,000 | 19,648,000 | 20,254,000 | 21,247,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,313,000 | 6,896,000 | 10,784,000 | 15,167,000 |
| Interest expense | 906,000 | 1,899,000 | 3,144,000 | 4,748,000 |
| Net interest income | 2,407,000 | 4,997,000 | 7,640,000 | 10,419,000 |
| Noninterest income | 532,000 | 1,115,000 | 1,791,000 | 2,433,000 |
| Noninterest expense | 1,499,000 | 3,158,000 | 4,961,000 | 6,869,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 1,380,000 | 2,834,000 | 4,290,000 | 5,743,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,380,000 | 2,834,000 | 4,290,000 | 5,743,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,924,000 | 19,648,000 | 20,254,000 | 21,247,000 |
| Total capital | 20,806,000 | 21,586,000 | 22,339,000 | 23,234,000 |
| Risk-weighted assets | 150,527,000 | 154,940,000 | 166,778,000 | 182,961,000 |