Call reports 2002
FIRST NATIONAL BANK USA — 2002
What FIRST NATIONAL BANK USA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 102,346,000 | 99,803,000 | 106,048,000 | 108,162,000 |
| Total loans | 87,510,000 | 90,291,000 | 98,406,000 | 99,680,000 |
| Allowance for loan losses | 926,000 | 962,000 | 958,000 | 953,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,575,000 | 85,016,000 | 90,181,000 | 92,606,000 |
| Interest-bearing deposits | 76,267,000 | 72,711,000 | 74,894,000 | 77,853,000 |
| Noninterest-bearing deposits | 11,308,000 | 12,305,000 | 15,287,000 | 14,753,000 |
| Equity capital | 9,096,000 | 9,325,000 | 9,761,000 | 9,934,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,869,000 | 3,784,000 | 5,803,000 | 7,781,000 |
| Interest expense | 725,000 | 1,400,000 | 2,003,000 | 2,615,000 |
| Net interest income | 1,144,000 | 2,384,000 | 3,800,000 | 5,166,000 |
| Noninterest income | 577,000 | 1,008,000 | 1,492,000 | 2,059,000 |
| Noninterest expense | 1,169,000 | 2,290,000 | 3,362,000 | 4,638,000 |
| Provision for loan losses | 45,000 | 90,000 | 145,000 | 185,000 |
| Pretax income | 507,000 | 1,012,000 | 1,785,000 | 2,402,000 |
| Income tax | 190,000 | 379,000 | 664,000 | 767,000 |
| Net income | 317,000 | 633,000 | 1,121,000 | 1,635,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,096,000 | 9,325,000 | 9,761,000 | 9,934,000 |
| Total capital | 10,022,000 | 10,287,000 | 10,719,000 | 10,887,000 |
| Risk-weighted assets | 78,955,000 | 82,522,000 | 85,112,000 | 88,544,000 |