Call reports 2021
FARMERS-MERCHANTS BANK OF ILLINOIS — 2021
What FARMERS-MERCHANTS BANK OF ILLINOIS reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 285,913,000 | 286,345,000 | 302,204,000 | 308,943,000 |
| Total loans | 256,455,000 | 255,962,000 | 274,055,000 | 281,791,000 |
| Allowance for loan losses | 698,000 | 620,000 | 729,000 | 871,000 |
| Securities available for sale | 11,144,000 | 10,702,000 | 10,122,000 | 8,752,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 211,318,000 | 212,414,000 | 205,228,000 | 210,646,000 |
| Interest-bearing deposits | 182,789,000 | 185,578,000 | 180,192,000 | 182,300,000 |
| Noninterest-bearing deposits | 28,529,000 | 26,836,000 | 25,036,000 | 28,346,000 |
| Equity capital | 34,956,000 | 36,057,000 | 36,944,000 | 37,871,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,301,000 | 4,703,000 | 6,993,000 | 9,418,000 |
| Interest expense | 340,000 | 647,000 | 923,000 | 1,192,000 |
| Net interest income | 1,961,000 | 4,056,000 | 6,070,000 | 8,226,000 |
| Noninterest income | 308,000 | 550,000 | 766,000 | 962,000 |
| Noninterest expense | 1,001,000 | 1,929,000 | 2,816,000 | 3,713,000 |
| Provision for loan losses | 4,000 | -70,000 | 37,000 | 179,000 |
| Pretax income | 1,264,000 | 2,747,000 | 3,983,000 | 5,487,000 |
| Income tax | 320,000 | 696,000 | 1,002,000 | 1,343,000 |
| Net income | 944,000 | 2,051,000 | 2,981,000 | 4,144,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,492,000 | 26,691,000 | 27,714,000 | 28,958,000 |