Call reports 2020
FARMERS-MERCHANTS BANK OF ILLINOIS — 2020
What FARMERS-MERCHANTS BANK OF ILLINOIS reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 220,221,000 | 264,044,000 | 250,184,000 | 258,204,000 |
| Total loans | 184,650,000 | 228,543,000 | 220,241,000 | 226,692,000 |
| Allowance for loan losses | 515,000 | 562,000 | 581,000 | 700,000 |
| Securities available for sale | 15,784,000 | 17,170,000 | 12,087,000 | 14,016,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,515,000 | 177,882,000 | 179,420,000 | 192,667,000 |
| Interest-bearing deposits | 149,387,000 | 152,896,000 | 156,593,000 | 166,673,000 |
| Noninterest-bearing deposits | 20,128,000 | 24,986,000 | 22,827,000 | 25,994,000 |
| Equity capital | 32,119,000 | 32,801,000 | 33,495,000 | 34,016,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,090,000 | 4,182,000 | 6,339,000 | 8,448,000 |
| Interest expense | 522,000 | 958,000 | 1,330,000 | 1,678,000 |
| Net interest income | 1,568,000 | 3,224,000 | 5,009,000 | 6,770,000 |
| Noninterest income | 324,000 | 484,000 | 617,000 | 831,000 |
| Noninterest expense | 1,050,000 | 2,005,000 | 2,991,000 | 4,000,000 |
| Provision for loan losses | 61,000 | 141,000 | 171,000 | 415,000 |
| Pretax income | 781,000 | 1,562,000 | 2,905,000 | 3,627,000 |
| Income tax | 185,000 | 375,000 | 674,000 | 844,000 |
| Net income | 596,000 | 1,187,000 | 2,231,000 | 2,783,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,969,000 | 22,663,000 | 23,809,000 | 24,456,000 |