Call reports 2019
FARMERS-MERCHANTS BANK OF ILLINOIS — 2019
What FARMERS-MERCHANTS BANK OF ILLINOIS reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 173,501,000 | 173,795,000 | 191,166,000 | 204,066,000 |
| Total loans | 118,035,000 | 127,659,000 | 145,662,000 | 163,084,000 |
| Allowance for loan losses | 416,000 | 413,000 | 482,000 | 454,000 |
| Securities available for sale | 35,070,000 | 26,330,000 | 25,114,000 | 19,217,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,440,000 | 131,765,000 | 146,762,000 | 163,172,000 |
| Interest-bearing deposits | 111,798,000 | 111,132,000 | 127,156,000 | 138,946,000 |
| Noninterest-bearing deposits | 22,642,000 | 20,633,000 | 19,606,000 | 24,226,000 |
| Equity capital | 28,836,000 | 29,468,000 | 30,257,000 | 31,391,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,787,000 | 3,634,000 | 5,522,000 | 7,467,000 |
| Interest expense | 261,000 | 591,000 | 985,000 | 1,441,000 |
| Net interest income | 1,526,000 | 3,043,000 | 4,537,000 | 6,026,000 |
| Noninterest income | 187,000 | 351,000 | 699,000 | 1,410,000 |
| Noninterest expense | 1,008,000 | 2,155,000 | 3,075,000 | 4,084,000 |
| Provision for loan losses | 283,000 | 280,000 | 349,000 | 321,000 |
| Pretax income | 549,000 | 1,083,000 | 1,936,000 | 3,507,000 |
| Income tax | 138,000 | 265,000 | 463,000 | 539,000 |
| Net income | 411,000 | 818,000 | 1,473,000 | 2,968,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,966,000 | 18,911,000 | 19,672,000 | 21,272,000 |
| Total capital | 19,384,000 | 19,324,000 | 20,154,000 | 21,726,000 |
| Risk-weighted assets | 123,691,000 | 124,144,000 | 141,440,000 | 166,319,000 |