Call reports 2018
FARMERS-MERCHANTS BANK OF ILLINOIS — 2018
What FARMERS-MERCHANTS BANK OF ILLINOIS reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 48,689,000 | 49,664,000 | 45,828,000 | 173,321,000 |
| Total loans | 42,973,000 | 43,209,000 | 37,247,000 | 86,078,000 |
| Allowance for loan losses | 42,000 | 83,000 | 106,000 | 133,000 |
| Securities available for sale | 2,484,000 | 2,484,000 | 2,473,000 | 67,632,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,120,000 | 39,653,000 | 38,154,000 | 132,976,000 |
| Interest-bearing deposits | 34,545,000 | 34,742,000 | 34,580,000 | 110,347,000 |
| Noninterest-bearing deposits | 4,575,000 | 4,911,000 | 3,574,000 | 22,629,000 |
| Equity capital | 5,571,000 | 5,692,000 | 5,759,000 | 28,364,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 531,000 | 1,137,000 | 1,708,000 | 3,446,000 |
| Interest expense | 84,000 | 184,000 | 287,000 | 520,000 |
| Net interest income | 447,000 | 953,000 | 1,421,000 | 2,926,000 |
| Noninterest income | 48,000 | 106,000 | 182,000 | 256,000 |
| Noninterest expense | 303,000 | 661,000 | 1,100,000 | 2,091,000 |
| Provision for loan losses | 42,000 | 83,000 | 106,000 | 133,000 |
| Pretax income | 150,000 | 315,000 | 397,000 | 958,000 |
| Income tax | 43,000 | 87,000 | 98,000 | 208,000 |
| Net income | 107,000 | 228,000 | 299,000 | 750,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,372,000 | 4,258,000 | 4,368,000 | 17,549,000 |
| Total capital | 4,414,000 | 4,341,000 | 4,474,000 | 17,682,000 |
| Risk-weighted assets | 40,207,000 | 41,385,000 | 35,946,000 | 94,482,000 |