Call reports 2016
FARMERS-MERCHANTS BANK OF ILLINOIS — 2016
What FARMERS-MERCHANTS BANK OF ILLINOIS reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 44,084,000 | 43,597,000 | 43,330,000 | 43,819,000 |
| Total loans | 26,871,000 | 26,302,000 | 26,562,000 | 26,584,000 |
| Allowance for loan losses | 598,000 | 544,000 | 513,000 | 517,000 |
| Securities available for sale | 8,468,000 | 8,960,000 | 8,014,000 | 10,552,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,212,000 | 35,915,000 | 35,968,000 | 35,976,000 |
| Interest-bearing deposits | 33,122,000 | 31,925,000 | 31,796,000 | 31,260,000 |
| Noninterest-bearing deposits | 4,089,000 | 3,990,000 | 4,172,000 | 4,716,000 |
| Equity capital | 4,392,000 | 4,511,000 | 4,578,000 | 4,265,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 440,000 | 886,000 | 1,328,000 | 1,757,000 |
| Interest expense | 80,000 | 154,000 | 228,000 | 303,000 |
| Net interest income | 360,000 | 732,000 | 1,100,000 | 1,454,000 |
| Noninterest income | 30,000 | 65,000 | 101,000 | 132,000 |
| Noninterest expense | 327,000 | 641,000 | 973,000 | 1,270,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 66,000 | 162,000 | 251,000 | 339,000 |
| Income tax | 17,000 | 46,000 | 74,000 | 102,000 |
| Net income | 49,000 | 116,000 | 177,000 | 237,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,034,000 | 4,101,000 | 4,161,000 | 4,172,000 |
| Total capital | 4,383,000 | 4,444,000 | 4,502,000 | 4,518,000 |
| Risk-weighted assets | 27,708,000 | 27,254,000 | 27,164,000 | 27,602,000 |