Call reports 2015
FARMERS-MERCHANTS BANK OF ILLINOIS — 2015
What FARMERS-MERCHANTS BANK OF ILLINOIS reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 45,129,000 | 43,993,000 | 44,343,000 | 45,642,000 |
| Total loans | 27,166,000 | 26,230,000 | 26,389,000 | 26,580,000 |
| Allowance for loan losses | 718,000 | 620,000 | 598,000 | 596,000 |
| Securities available for sale | 7,126,000 | 8,339,000 | 8,216,000 | 9,264,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,605,000 | 36,919,000 | 36,669,000 | 37,204,000 |
| Interest-bearing deposits | 33,668,000 | 32,290,000 | 32,295,000 | 31,935,000 |
| Noninterest-bearing deposits | 4,938,000 | 4,629,000 | 4,374,000 | 5,270,000 |
| Equity capital | 4,254,000 | 4,254,000 | 4,347,000 | 4,433,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 422,000 | 851,000 | 1,277,000 | 1,716,000 |
| Interest expense | 83,000 | 166,000 | 251,000 | 336,000 |
| Net interest income | 339,000 | 685,000 | 1,026,000 | 1,380,000 |
| Noninterest income | 34,000 | 68,000 | 105,000 | 139,000 |
| Noninterest expense | 296,000 | 590,000 | 879,000 | 1,167,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 73,000 | 159,000 | 251,000 | 362,000 |
| Income tax | 21,000 | 46,000 | 77,000 | 109,000 |
| Net income | 52,000 | 113,000 | 174,000 | 253,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,899,000 | 3,968,000 | 4,021,000 | 4,099,000 |
| Total capital | 4,259,000 | 4,298,000 | 4,356,000 | 4,448,000 |
| Risk-weighted assets | 28,445,000 | 26,105,000 | 26,538,000 | 27,640,000 |