Call reports 2014
FARMERS-MERCHANTS BANK OF ILLINOIS — 2014
What FARMERS-MERCHANTS BANK OF ILLINOIS reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 41,422,000 | 44,022,000 | 42,126,000 | 43,054,000 |
| Total loans | 26,910,000 | 26,063,000 | 26,549,000 | 27,080,000 |
| Allowance for loan losses | 895,000 | 891,000 | 866,000 | 728,000 |
| Securities available for sale | 4,528,000 | 5,657,000 | 6,286,000 | 5,313,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,043,000 | 37,685,000 | 35,734,000 | 36,672,000 |
| Interest-bearing deposits | 31,596,000 | 34,069,000 | 32,378,000 | 32,091,000 |
| Noninterest-bearing deposits | 3,447,000 | 3,616,000 | 3,357,000 | 4,582,000 |
| Equity capital | 4,044,000 | 4,102,000 | 4,150,000 | 4,190,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 441,000 | 876,000 | 1,310,000 | 1,738,000 |
| Interest expense | 101,000 | 196,000 | 285,000 | 368,000 |
| Net interest income | 340,000 | 680,000 | 1,025,000 | 1,370,000 |
| Noninterest income | 72,000 | 111,000 | 144,000 | 178,000 |
| Noninterest expense | 339,000 | 612,000 | 896,000 | 1,172,000 |
| Provision for loan losses | 296,000 | 311,000 | 311,000 | 326,000 |
| Pretax income | -223,000 | -132,000 | -38,000 | 76,000 |
| Income tax | -102,000 | -70,000 | -40,000 | 2,000 |
| Net income | -121,000 | -62,000 | 2,000 | 74,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,649,000 | 3,706,000 | 3,773,000 | 3,846,000 |
| Total capital | 4,002,000 | 4,049,000 | 4,105,000 | 4,196,000 |
| Risk-weighted assets | 28,182,000 | 26,967,000 | 26,971,000 | 27,623,000 |