Call reports 2013
FARMERS-MERCHANTS BANK OF ILLINOIS — 2013
What FARMERS-MERCHANTS BANK OF ILLINOIS reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 48,287,000 | 47,064,000 | 45,606,000 | 42,942,000 |
| Total loans | 28,263,000 | 27,925,000 | 27,433,000 | 27,570,000 |
| Allowance for loan losses | 704,000 | 710,000 | 663,000 | 595,000 |
| Securities available for sale | 6,198,000 | 5,363,000 | 5,090,000 | 4,362,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,985,000 | 40,726,000 | 39,213,000 | 36,585,000 |
| Interest-bearing deposits | 36,883,000 | 36,150,000 | 35,491,000 | 32,449,000 |
| Noninterest-bearing deposits | 5,102,000 | 4,576,000 | 3,721,000 | 4,136,000 |
| Equity capital | 4,054,000 | 4,081,000 | 4,147,000 | 4,159,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 520,000 | 1,067,000 | 1,569,000 | 2,053,000 |
| Interest expense | 126,000 | 248,000 | 365,000 | 470,000 |
| Net interest income | 394,000 | 819,000 | 1,204,000 | 1,583,000 |
| Noninterest income | 38,000 | 78,000 | 119,000 | 155,000 |
| Noninterest expense | 295,000 | 583,000 | 878,000 | 1,201,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 92,000 | 218,000 | 304,000 | 350,000 |
| Income tax | 28,000 | 69,000 | 96,000 | 105,000 |
| Net income | 64,000 | 149,000 | 208,000 | 245,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,589,000 | 3,674,000 | 3,733,000 | 3,770,000 |
| Total capital | 3,979,000 | 4,058,000 | 4,105,000 | 4,131,000 |
| Risk-weighted assets | 30,951,000 | 30,381,000 | 29,523,000 | 28,644,000 |