Call reports 2012
FARMERS-MERCHANTS BANK OF ILLINOIS — 2012
What FARMERS-MERCHANTS BANK OF ILLINOIS reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 45,231,000 | 47,825,000 | 46,656,000 | 47,380,000 |
| Total loans | 27,562,000 | 26,053,000 | 26,759,000 | 28,322,000 |
| Allowance for loan losses | 654,000 | 617,000 | 646,000 | 688,000 |
| Securities available for sale | 12,711,000 | 7,552,000 | 6,716,000 | 6,537,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,219,000 | 41,700,000 | 40,444,000 | 41,186,000 |
| Interest-bearing deposits | 35,647,000 | 37,931,000 | 36,551,000 | 35,301,000 |
| Noninterest-bearing deposits | 3,572,000 | 3,768,000 | 3,893,000 | 5,884,000 |
| Equity capital | 3,846,000 | 3,918,000 | 3,981,000 | 3,983,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 563,000 | 1,099,000 | 1,624,000 | 2,169,000 |
| Interest expense | 161,000 | 314,000 | 463,000 | 601,000 |
| Net interest income | 402,000 | 785,000 | 1,161,000 | 1,568,000 |
| Noninterest income | 42,000 | 86,000 | 129,000 | 175,000 |
| Noninterest expense | 295,000 | 589,000 | 886,000 | 1,210,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 104,000 | 192,000 | 271,000 | 356,000 |
| Income tax | 24,000 | 40,000 | 54,000 | 21,000 |
| Net income | 80,000 | 152,000 | 217,000 | 335,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,370,000 | 3,442,000 | 3,507,000 | 3,524,000 |
| Total capital | 3,783,000 | 3,797,000 | 3,878,000 | 3,905,000 |
| Risk-weighted assets | 32,781,000 | 29,008,000 | 29,432,000 | 30,171,000 |