Call reports 2010
FARMERS-MERCHANTS BANK OF ILLINOIS — 2010
What FARMERS-MERCHANTS BANK OF ILLINOIS reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 39,202,000 | 39,551,000 | 40,450,000 | 40,962,000 |
| Total loans | 25,554,000 | 25,620,000 | 25,563,000 | 26,288,000 |
| Allowance for loan losses | 524,000 | 558,000 | 500,000 | 552,000 |
| Securities available for sale | 11,339,000 | 10,677,000 | 10,285,000 | 10,827,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,820,000 | 33,948,000 | 34,790,000 | 35,182,000 |
| Interest-bearing deposits | 30,098,000 | 31,130,000 | 31,548,000 | 31,530,000 |
| Noninterest-bearing deposits | 2,722,000 | 2,819,000 | 3,242,000 | 3,652,000 |
| Equity capital | 3,521,000 | 3,605,000 | 3,683,000 | 3,718,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 567,000 | 1,138,000 | 1,708,000 | 2,275,000 |
| Interest expense | 193,000 | 382,000 | 568,000 | 746,000 |
| Net interest income | 374,000 | 756,000 | 1,140,000 | 1,529,000 |
| Noninterest income | 46,000 | 96,000 | 146,000 | 196,000 |
| Noninterest expense | 279,000 | 553,000 | 826,000 | 1,104,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 102,000 | 215,000 | 331,000 | 447,000 |
| Income tax | 20,000 | 40,000 | 64,000 | 89,000 |
| Net income | 82,000 | 175,000 | 267,000 | 358,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,965,000 | 3,059,000 | 3,151,000 | 3,241,000 |
| Total capital | 3,287,000 | 3,376,000 | 3,475,000 | 3,579,000 |
| Risk-weighted assets | 25,558,000 | 25,608,000 | 26,295,000 | 27,263,000 |