Call reports 2009
FARMERS-MERCHANTS BANK OF ILLINOIS — 2009
What FARMERS-MERCHANTS BANK OF ILLINOIS reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 42,414,000 | 39,375,000 | 37,492,000 | 38,804,000 |
| Total loans | 24,524,000 | 23,547,000 | 23,649,000 | 24,203,000 |
| Allowance for loan losses | 438,000 | 425,000 | 441,000 | 483,000 |
| Securities available for sale | 12,784,000 | 12,073,000 | 11,537,000 | 12,073,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,205,000 | 34,542,000 | 32,435,000 | 33,798,000 |
| Interest-bearing deposits | 34,591,000 | 31,826,000 | 29,904,000 | 30,265,000 |
| Noninterest-bearing deposits | 2,614,000 | 2,716,000 | 2,531,000 | 3,533,000 |
| Equity capital | 3,368,000 | 3,418,000 | 3,526,000 | 3,565,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 610,000 | 1,191,000 | 1,750,000 | 2,313,000 |
| Interest expense | 273,000 | 525,000 | 755,000 | 969,000 |
| Net interest income | 337,000 | 666,000 | 995,000 | 1,344,000 |
| Noninterest income | 42,000 | 102,000 | 160,000 | 213,000 |
| Noninterest expense | 244,000 | 516,000 | 770,000 | 1,034,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 75,000 | 132,000 | 205,000 | 283,000 |
| Income tax | 11,000 | 17,000 | 29,000 | 44,000 |
| Net income | 64,000 | 115,000 | 176,000 | 239,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,818,000 | 2,869,000 | 2,930,000 | 2,994,000 |
| Total capital | 3,139,000 | 3,168,000 | 3,233,000 | 3,301,000 |
| Risk-weighted assets | 25,666,000 | 24,217,000 | 24,088,000 | 24,380,000 |