Call reports 2008
FARMERS-MERCHANTS BANK OF ILLINOIS — 2008
What FARMERS-MERCHANTS BANK OF ILLINOIS reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 41,042,000 | 41,917,000 | 40,954,000 | 41,862,000 |
| Total loans | 25,847,000 | 25,007,000 | 24,257,000 | 24,643,000 |
| Allowance for loan losses | 374,000 | 397,000 | 494,000 | 397,000 |
| Securities available for sale | 10,225,000 | 12,779,000 | 13,334,000 | 13,524,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,018,000 | 36,990,000 | 35,983,000 | 36,579,000 |
| Interest-bearing deposits | 33,459,000 | 34,266,000 | 33,362,000 | 33,447,000 |
| Noninterest-bearing deposits | 2,559,000 | 2,724,000 | 2,621,000 | 3,132,000 |
| Equity capital | 3,251,000 | 3,216,000 | 3,298,000 | 3,433,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 677,000 | 1,341,000 | 1,992,000 | 2,615,000 |
| Interest expense | 345,000 | 668,000 | 970,000 | 1,263,000 |
| Net interest income | 332,000 | 673,000 | 1,022,000 | 1,352,000 |
| Noninterest income | 44,000 | 99,000 | 153,000 | 202,000 |
| Noninterest expense | 242,000 | 494,000 | 719,000 | 979,000 |
| Provision for loan losses | 18,000 | 36,000 | 154,000 | 225,000 |
| Pretax income | 116,000 | 242,000 | 302,000 | 350,000 |
| Income tax | 18,000 | 61,000 | 67,000 | 68,000 |
| Net income | 98,000 | 181,000 | 235,000 | 282,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,769,000 | 2,852,000 | 2,906,000 | 2,855,000 |
| Total capital | 3,099,000 | 3,170,000 | 3,214,000 | 3,176,000 |
| Risk-weighted assets | 26,818,000 | 25,751,000 | 25,288,000 | 25,637,000 |