Call reports 2007
FARMERS-MERCHANTS BANK OF ILLINOIS — 2007
What FARMERS-MERCHANTS BANK OF ILLINOIS reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 36,494,000 | 38,346,000 | 40,233,000 | 40,862,000 |
| Total loans | 24,622,000 | 25,445,000 | 25,748,000 | 25,075,000 |
| Allowance for loan losses | 397,000 | 401,000 | 429,000 | 396,000 |
| Securities available for sale | 9,493,000 | 9,091,000 | 9,182,000 | 10,225,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,155,000 | 33,682,000 | 35,256,000 | 35,765,000 |
| Interest-bearing deposits | 29,859,000 | 31,555,000 | 32,939,000 | 32,784,000 |
| Noninterest-bearing deposits | 2,296,000 | 2,126,000 | 2,317,000 | 2,981,000 |
| Equity capital | 2,912,000 | 2,986,000 | 3,147,000 | 3,278,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 584,000 | 1,204,000 | 1,860,000 | 2,537,000 |
| Interest expense | 276,000 | 578,000 | 920,000 | 1,269,000 |
| Net interest income | 308,000 | 626,000 | 940,000 | 1,268,000 |
| Noninterest income | 44,000 | 103,000 | 149,000 | 199,000 |
| Noninterest expense | 236,000 | 454,000 | 684,000 | 945,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 72,000 |
| Pretax income | 98,000 | 239,000 | 351,000 | 450,000 |
| Income tax | 15,000 | 46,000 | 67,000 | 81,000 |
| Net income | 83,000 | 193,000 | 284,000 | 369,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,584,000 | 2,695,000 | 2,786,000 | 2,871,000 |
| Total capital | 2,897,000 | 3,015,000 | 3,116,000 | 3,193,000 |
| Risk-weighted assets | 24,947,000 | 25,491,000 | 26,314,000 | 25,714,000 |