Call reports 2006
FARMERS-MERCHANTS BANK OF ILLINOIS — 2006
What FARMERS-MERCHANTS BANK OF ILLINOIS reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 32,743,000 | 33,322,000 | 34,381,000 | 35,098,000 |
| Total loans | 20,235,000 | 20,669,000 | 22,116,000 | 22,398,000 |
| Allowance for loan losses | 365,000 | 382,000 | 393,000 | 380,000 |
| Securities available for sale | 10,055,000 | 9,506,000 | 9,611,000 | 10,145,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,167,000 | 29,585,000 | 30,430,000 | 31,020,000 |
| Interest-bearing deposits | 22,959,000 | 27,425,000 | 28,256,000 | 28,356,000 |
| Noninterest-bearing deposits | 6,208,000 | 2,160,000 | 2,174,000 | 2,664,000 |
| Equity capital | 2,765,000 | 2,826,000 | 2,998,000 | 3,113,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 492,000 | 1,005,000 | 1,556,000 | 2,131,000 |
| Interest expense | 196,000 | 405,000 | 645,000 | 900,000 |
| Net interest income | 296,000 | 600,000 | 911,000 | 1,231,000 |
| Noninterest income | 37,000 | 89,000 | 138,000 | 185,000 |
| Noninterest expense | 213,000 | 421,000 | 637,000 | 891,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 78,000 | 211,000 | 340,000 | 438,000 |
| Income tax | 7,000 | 33,000 | 59,000 | 71,000 |
| Net income | 71,000 | 178,000 | 281,000 | 367,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,490,000 | 2,598,000 | 2,701,000 | 2,787,000 |
| Total capital | 2,761,000 | 2,873,000 | 2,991,000 | 3,078,000 |
| Risk-weighted assets | 21,569,000 | 21,895,000 | 23,119,000 | 23,166,000 |