Call reports 2005
FARMERS-MERCHANTS BANK OF ILLINOIS — 2005
What FARMERS-MERCHANTS BANK OF ILLINOIS reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 30,694,000 | 31,150,000 | 32,314,000 | 33,689,000 |
| Total loans | 18,474,000 | 18,644,000 | 19,819,000 | 19,821,000 |
| Allowance for loan losses | 404,000 | 395,000 | 356,000 | 350,000 |
| Securities available for sale | 9,623,000 | 9,349,000 | 9,763,000 | 11,515,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,051,000 | 27,376,000 | 27,870,000 | 28,809,000 |
| Interest-bearing deposits | 24,936,000 | 25,431,000 | 25,754,000 | 26,587,000 |
| Noninterest-bearing deposits | 2,115,000 | 1,945,000 | 2,116,000 | 2,222,000 |
| Equity capital | 2,803,000 | 2,951,000 | 3,051,000 | 3,042,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 444,000 | 891,000 | 1,358,000 | 1,839,000 |
| Interest expense | 144,000 | 298,000 | 468,000 | 658,000 |
| Net interest income | 300,000 | 593,000 | 890,000 | 1,181,000 |
| Noninterest income | 38,000 | 79,000 | 132,000 | 187,000 |
| Noninterest expense | 205,000 | 415,000 | 627,000 | 922,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 68,000 |
| Pretax income | 114,000 | 226,000 | 352,000 | 371,000 |
| Income tax | 11,000 | 21,000 | 35,000 | 13,000 |
| Net income | 103,000 | 205,000 | 317,000 | 358,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,522,000 | 2,625,000 | 2,736,000 | 2,777,000 |
| Total capital | 2,774,000 | 2,878,000 | 3,003,000 | 3,048,000 |
| Risk-weighted assets | 20,026,000 | 20,068,000 | 21,264,000 | 21,612,000 |