Call reports 2004
FARMERS-MERCHANTS BANK OF ILLINOIS — 2004
What FARMERS-MERCHANTS BANK OF ILLINOIS reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 32,792,000 | 32,164,000 | 31,662,000 | 32,124,000 |
| Total loans | 17,916,000 | 18,312,000 | 18,667,000 | 18,340,000 |
| Allowance for loan losses | 380,000 | 384,000 | 396,000 | 388,000 |
| Securities available for sale | 12,141,000 | 11,095,000 | 10,217,000 | 11,476,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,082,000 | 28,424,000 | 27,805,000 | 27,609,000 |
| Interest-bearing deposits | 27,150,000 | 26,708,000 | 25,787,000 | 24,937,000 |
| Noninterest-bearing deposits | 1,932,000 | 1,716,000 | 2,018,000 | 2,672,000 |
| Equity capital | 2,870,000 | 2,903,000 | 2,994,000 | 3,068,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 460,000 | 917,000 | 1,374,000 | 1,819,000 |
| Interest expense | 173,000 | 335,000 | 491,000 | 643,000 |
| Net interest income | 287,000 | 582,000 | 883,000 | 1,176,000 |
| Noninterest income | 44,000 | 92,000 | 144,000 | 183,000 |
| Noninterest expense | 198,000 | 398,000 | 606,000 | 828,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 121,000 | 252,000 | 385,000 | 483,000 |
| Income tax | 24,000 | 52,000 | 79,000 | 95,000 |
| Net income | 97,000 | 200,000 | 306,000 | 388,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,449,000 | 2,552,000 | 2,637,000 | 2,719,000 |
| Total capital | 2,708,000 | 2,810,000 | 2,897,000 | 2,975,000 |
| Risk-weighted assets | 20,596,000 | 20,520,000 | 20,703,000 | 20,356,000 |