Call reports 2003
FARMERS-MERCHANTS BANK OF ILLINOIS — 2003
What FARMERS-MERCHANTS BANK OF ILLINOIS reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 32,008,000 | 32,642,000 | 32,839,000 | 32,926,000 |
| Total loans | 17,052,000 | 17,365,000 | 18,519,000 | 17,600,000 |
| Allowance for loan losses | 382,000 | 392,000 | 405,000 | 368,000 |
| Securities available for sale | 12,195,000 | 12,659,000 | 11,949,000 | 12,907,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,185,000 | 28,745,000 | 28,811,000 | 28,819,000 |
| Interest-bearing deposits | 26,532,000 | 26,589,000 | 27,042,000 | 26,595,000 |
| Noninterest-bearing deposits | 1,653,000 | 2,156,000 | 1,769,000 | 2,224,000 |
| Equity capital | 3,008,000 | 3,085,000 | 2,942,000 | 3,034,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 491,000 | 962,000 | 1,428,000 | 1,890,000 |
| Interest expense | 223,000 | 435,000 | 632,000 | 817,000 |
| Net interest income | 268,000 | 527,000 | 796,000 | 1,073,000 |
| Noninterest income | 33,000 | 72,000 | 107,000 | 147,000 |
| Noninterest expense | 200,000 | 393,000 | 579,000 | 771,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 89,000 | 182,000 | 288,000 | 401,000 |
| Income tax | 15,000 | 31,000 | 51,000 | 73,000 |
| Net income | 74,000 | 151,000 | 237,000 | 328,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,541,000 | 2,618,000 | 2,536,000 | 2,627,000 |
| Total capital | 2,795,000 | 2,877,000 | 2,804,000 | 2,885,000 |
| Risk-weighted assets | 20,164,000 | 20,599,000 | 21,320,000 | 20,508,000 |