Call reports 2002
FARMERS-MERCHANTS BANK OF ILLINOIS — 2002
What FARMERS-MERCHANTS BANK OF ILLINOIS reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 32,015,000 | 32,875,000 | 32,012,000 | 33,234,000 |
| Total loans | 18,064,000 | 18,524,000 | 18,914,000 | 18,400,000 |
| Allowance for loan losses | 381,000 | 390,000 | 400,000 | 368,000 |
| Securities available for sale | 10,903,000 | 10,570,000 | 10,136,000 | 11,919,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,421,000 | 29,168,000 | 28,348,000 | 29,468,000 |
| Interest-bearing deposits | 26,583,000 | 27,190,000 | 26,517,000 | 26,986,000 |
| Noninterest-bearing deposits | 1,838,000 | 1,978,000 | 1,831,000 | 2,482,000 |
| Equity capital | 2,755,000 | 2,866,000 | 2,838,000 | 2,935,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 552,000 | 1,091,000 | 1,627,000 | 2,158,000 |
| Interest expense | 302,000 | 585,000 | 842,000 | 1,084,000 |
| Net interest income | 250,000 | 506,000 | 785,000 | 1,074,000 |
| Noninterest income | 28,000 | 62,000 | 97,000 | 128,000 |
| Noninterest expense | 185,000 | 377,000 | 569,000 | 773,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 38,000 |
| Pretax income | 84,000 | 173,000 | 286,000 | 391,000 |
| Income tax | 12,000 | 28,000 | 51,000 | 71,000 |
| Net income | 72,000 | 145,000 | 235,000 | 320,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,357,000 | 2,430,000 | 2,381,000 | 2,467,000 |
| Total capital | 2,625,000 | 2,708,000 | 2,657,000 | 2,739,000 |
| Risk-weighted assets | 21,339,000 | 22,094,000 | 21,917,000 | 21,628,000 |