Call reports 2014
FIRST BANK OF MIAMI — 2014
What FIRST BANK OF MIAMI reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 |
|---|---|---|
| Total assets | 192,813,000 | 192,800,000 |
| Total loans | 98,144,000 | 93,385,000 |
| Allowance for loan losses | 1,424,000 | 1,422,000 |
| Securities available for sale | 30,445,000 | 29,545,000 |
| Securities held to maturity | 16,479,000 | 17,636,000 |
| Trading assets | 0 | 0 |
| Total deposits | 174,762,000 | 175,422,000 |
| Interest-bearing deposits | 124,297,000 | 123,252,000 |
| Noninterest-bearing deposits | 50,465,000 | 52,170,000 |
| Equity capital | 17,311,000 | 16,677,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 |
|---|---|---|
| Interest income | 1,595,000 | 2,901,000 |
| Interest expense | 122,000 | 236,000 |
| Net interest income | 1,473,000 | 2,665,000 |
| Noninterest income | 342,000 | 683,000 |
| Noninterest expense | 2,291,000 | 4,580,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | -462,000 | -1,218,000 |
| Income tax | 0 | 0 |
| Net income | -462,000 | -1,218,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 |
|---|---|---|
| Tier 1 capital | 17,550,000 | 16,794,000 |
| Total capital | 19,034,000 | 18,216,000 |
| Risk-weighted assets | 120,295,000 | 113,731,000 |