Call reports 2013
FIRST BANK OF MIAMI — 2013
What FIRST BANK OF MIAMI reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 208,695,000 | 208,905,000 | 197,819,000 | 204,436,000 |
| Total loans | 116,050,000 | 108,882,000 | 102,708,000 | 100,527,000 |
| Allowance for loan losses | 2,253,000 | 1,692,000 | 1,693,000 | 1,452,000 |
| Securities available for sale | 37,930,000 | 43,212,000 | 41,670,000 | 35,437,000 |
| Securities held to maturity | 0 | 8,988,000 | 14,489,000 | 10,996,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,208,000 | 190,493,000 | 179,935,000 | 186,051,000 |
| Interest-bearing deposits | 130,533,000 | 135,450,000 | 126,610,000 | 129,904,000 |
| Noninterest-bearing deposits | 58,675,000 | 55,042,000 | 53,325,000 | 56,148,000 |
| Equity capital | 18,528,000 | 17,859,000 | 17,269,000 | 17,699,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,704,000 | 3,349,000 | 4,823,000 | 6,250,000 |
| Interest expense | 108,000 | 224,000 | 343,000 | 465,000 |
| Net interest income | 1,596,000 | 3,125,000 | 4,480,000 | 5,785,000 |
| Noninterest income | 459,000 | 809,000 | 1,228,000 | 1,589,000 |
| Noninterest expense | 2,324,000 | 4,994,000 | 7,494,000 | 9,878,000 |
| Provision for loan losses | 0 | -654,000 | -654,000 | -850,000 |
| Pretax income | -139,000 | -413,000 | -1,115,000 | -1,628,000 |
| Income tax | 93,000 | 123,000 | 123,000 | 123,000 |
| Net income | -232,000 | -536,000 | -1,238,000 | -1,751,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,471,000 | 18,227,000 | 17,525,000 | 18,013,000 |
| Total capital | 20,263,000 | 19,919,000 | 19,138,000 | 19,525,000 |
| Risk-weighted assets | 142,924,000 | 137,466,000 | 128,897,000 | 122,485,000 |