Call reports 2012
FIRST BANK OF MIAMI — 2012
What FIRST BANK OF MIAMI reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 247,504,000 | 241,966,000 | 218,050,000 | 206,631,000 |
| Total loans | 124,524,000 | 125,648,000 | 124,624,000 | 115,126,000 |
| Allowance for loan losses | 2,723,000 | 2,356,000 | 2,450,000 | 2,310,000 |
| Securities available for sale | 51,363,000 | 43,171,000 | 42,225,000 | 39,154,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 224,205,000 | 219,019,000 | 195,343,000 | 186,822,000 |
| Interest-bearing deposits | 159,122,000 | 153,214,000 | 144,637,000 | 136,266,000 |
| Noninterest-bearing deposits | 65,083,000 | 65,805,000 | 50,706,000 | 50,555,000 |
| Equity capital | 22,445,000 | 22,211,000 | 22,107,000 | 18,914,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,140,000 | 4,267,000 | 6,246,000 | 8,088,000 |
| Interest expense | 172,000 | 301,000 | 411,000 | 519,000 |
| Net interest income | 1,968,000 | 3,966,000 | 5,835,000 | 7,569,000 |
| Noninterest income | 562,000 | 1,110,000 | 1,557,000 | 1,802,000 |
| Noninterest expense | 2,454,000 | 5,143,000 | 7,836,000 | 10,551,000 |
| Provision for loan losses | 1,264,000 | 1,462,000 | 1,591,000 | 1,812,000 |
| Pretax income | -1,175,000 | -1,412,000 | -1,918,000 | -2,817,000 |
| Income tax | -438,000 | -524,000 | -712,000 | 1,555,000 |
| Net income | -737,000 | -888,000 | -1,206,000 | -4,372,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,753,000 | 20,443,000 | 20,075,000 | 18,719,000 |
| Total capital | 22,826,000 | 22,442,000 | 21,976,000 | 20,543,000 |
| Risk-weighted assets | 165,163,000 | 159,585,000 | 151,525,000 | 145,435,000 |