Call reports 2011
FIRST BANK OF MIAMI — 2011
What FIRST BANK OF MIAMI reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 246,612,000 | 265,496,000 | 259,198,000 | 258,388,000 |
| Total loans | 142,049,000 | 140,679,000 | 130,000,000 | 129,208,000 |
| Allowance for loan losses | 1,188,000 | 1,070,000 | 2,219,000 | 2,133,000 |
| Securities available for sale | 64,607,000 | 78,568,000 | 46,991,000 | 54,080,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 221,486,000 | 219,834,000 | 225,648,000 | 234,812,000 |
| Interest-bearing deposits | 169,722,000 | 169,255,000 | 171,582,000 | 165,124,000 |
| Noninterest-bearing deposits | 51,764,000 | 50,578,000 | 54,066,000 | 69,688,000 |
| Equity capital | 23,958,000 | 24,543,000 | 23,532,000 | 22,864,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,434,000 | 5,241,000 | 7,840,000 | 10,119,000 |
| Interest expense | 316,000 | 613,000 | 884,000 | 1,106,000 |
| Net interest income | 2,118,000 | 4,628,000 | 6,956,000 | 9,013,000 |
| Noninterest income | 490,000 | 1,004,000 | 1,546,000 | 2,055,000 |
| Noninterest expense | 2,367,000 | 4,805,000 | 7,393,000 | 10,584,000 |
| Provision for loan losses | 126,000 | 391,000 | 2,755,000 | 3,179,000 |
| Pretax income | 134,000 | 547,000 | -1,443,000 | -2,492,000 |
| Income tax | 50,000 | 218,000 | -527,000 | -914,000 |
| Net income | 84,000 | 329,000 | -916,000 | -1,578,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,753,000 | 25,044,000 | 22,701,000 | 21,952,000 |
| Total capital | 25,941,000 | 26,114,000 | 24,805,000 | 24,085,000 |
| Risk-weighted assets | 174,276,000 | 176,482,000 | 168,181,000 | 171,444,000 |