Call reports 2010
FIRST BANK OF MIAMI — 2010
What FIRST BANK OF MIAMI reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 246,937,000 | 251,626,000 | 252,027,000 | 258,780,000 |
| Total loans | 131,136,000 | 139,344,000 | 140,146,000 | 138,545,000 |
| Allowance for loan losses | 715,000 | 950,000 | 1,007,000 | 1,153,000 |
| Securities available for sale | 63,084,000 | 56,850,000 | 57,770,000 | 60,877,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 207,468,000 | 207,860,000 | 208,341,000 | 219,331,000 |
| Interest-bearing deposits | 165,676,000 | 166,804,000 | 168,365,000 | 172,782,000 |
| Noninterest-bearing deposits | 41,792,000 | 41,056,000 | 39,976,000 | 46,549,000 |
| Equity capital | 22,531,000 | 22,636,000 | 22,641,000 | 21,454,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,430,000 | 4,906,000 | 7,282,000 | 10,030,000 |
| Interest expense | 452,000 | 903,000 | 1,342,000 | 1,749,000 |
| Net interest income | 1,978,000 | 4,003,000 | 5,940,000 | 8,281,000 |
| Noninterest income | 576,000 | 1,391,000 | 2,139,000 | 1,817,000 |
| Noninterest expense | 2,251,000 | 4,676,000 | 7,129,000 | 9,897,000 |
| Provision for loan losses | 250,000 | 490,000 | 1,076,000 | 1,209,000 |
| Pretax income | 196,000 | 512,000 | 571,000 | -172,000 |
| Income tax | 77,000 | 199,000 | 225,000 | -44,000 |
| Net income | 119,000 | 313,000 | 346,000 | -128,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,593,000 | 22,581,000 | 22,614,000 | 22,216,000 |
| Total capital | 23,308,000 | 23,531,000 | 23,621,000 | 23,369,000 |
| Risk-weighted assets | 162,971,000 | 177,882,000 | 178,855,000 | 172,145,000 |