Call reports 2009
FIRST BANK OF MIAMI — 2009
What FIRST BANK OF MIAMI reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 222,010,000 | 224,430,000 | 240,170,000 | 231,961,000 |
| Total loans | 126,226,000 | 128,644,000 | 127,766,000 | 130,973,000 |
| Allowance for loan losses | 848,000 | 826,000 | 910,000 | 1,486,000 |
| Securities available for sale | 55,504,000 | 60,762,000 | 67,251,000 | 49,757,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 198,681,000 | 200,948,000 | 208,273,000 | 200,661,000 |
| Interest-bearing deposits | 163,204,000 | 162,056,000 | 170,943,000 | 162,305,000 |
| Noninterest-bearing deposits | 35,476,000 | 38,892,000 | 37,330,000 | 38,356,000 |
| Equity capital | 21,876,000 | 22,217,000 | 22,699,000 | 22,166,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,688,000 | 5,176,000 | 7,619,000 | 10,184,000 |
| Interest expense | 804,000 | 1,519,000 | 2,167,000 | 2,709,000 |
| Net interest income | 1,884,000 | 3,657,000 | 5,452,000 | 7,475,000 |
| Noninterest income | 395,000 | 911,000 | 1,528,000 | 1,959,000 |
| Noninterest expense | 1,962,000 | 3,940,000 | 6,053,000 | 8,309,000 |
| Provision for loan losses | 229,000 | 229,000 | 329,000 | 907,000 |
| Pretax income | 210,000 | 521,000 | 882,000 | 910,000 |
| Income tax | 84,000 | 206,000 | 352,000 | 448,000 |
| Net income | 126,000 | 315,000 | 530,000 | 462,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,932,000 | 22,121,000 | 22,335,000 | 22,267,000 |
| Total capital | 22,780,000 | 22,947,000 | 23,245,000 | 23,753,000 |
| Risk-weighted assets | 146,481,000 | 152,784,000 | 148,666,000 | 153,458,000 |