Call reports 2004

FIRST BANK OF MIAMI — 2004

Name: FIRST BANK OF MIAMI — FFIEC call report 2004
Creator: FIRST BANK OF MIAMI

What FIRST BANK OF MIAMI reported to the FFIEC in 2004, quarter by quarter.

PERIOD: 2004SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/f94ade41-fd63-4c8d-91bf-00a668657439/2004

Balance sheet

What the bank holds and owes at quarter end

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Total assets	124,578,000	144,988,000	154,812,000	158,506,000
Total loans	50,171,000	54,100,000	63,269,000	65,184,000
Allowance for loan losses	653,000	643,000	746,000	762,000
Securities available for sale	52,757,000	55,702,000	55,945,000	55,591,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	110,499,000	130,882,000	140,064,000	143,823,000
Interest-bearing deposits	88,858,000	97,352,000	100,748,000	104,153,000
Noninterest-bearing deposits	21,640,000	33,530,000	39,315,000	39,670,000
Equity capital	13,715,000	13,633,000	14,012,000	13,970,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Interest income	1,237,000	2,575,000	4,149,000	5,883,000
Interest expense	285,000	594,000	941,000	1,316,000
Net interest income	952,000	1,981,000	3,208,000	4,567,000
Noninterest income	353,000	798,000	1,353,000	1,901,000
Noninterest expense	1,267,000	2,599,000	4,083,000	5,729,000
Provision for loan losses	30,000	30,000	130,000	260,000
Pretax income	66,000	208,000	406,000	537,000
Income tax	25,000	78,000	153,000	202,000
Net income	41,000	130,000	253,000	335,000

Basel measures — not reported for every quarter

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Tier 1 capital	13,818,000	13,908,000	14,031,000	14,113,000
Total capital	14,471,000	14,551,000	14,777,000	14,875,000
Risk-weighted assets	69,508,000	88,156,000	99,290,000	94,105,000