Call reports 2003

FIRST BANK OF MIAMI — 2003

Name: FIRST BANK OF MIAMI — FFIEC call report 2003
Creator: FIRST BANK OF MIAMI

What FIRST BANK OF MIAMI reported to the FFIEC in 2003, quarter by quarter.

PERIOD: 2003SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/f94ade41-fd63-4c8d-91bf-00a668657439/2003

Balance sheet

What the bank holds and owes at quarter end

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Total assets	110,891,000	113,004,000	112,245,000	117,033,000
Total loans	50,154,000	53,726,000	51,398,000	51,927,000
Allowance for loan losses	894,000	874,000	823,000	610,000
Securities available for sale	33,759,000	39,158,000	36,549,000	47,369,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	97,076,000	99,097,000	98,334,000	102,886,000
Interest-bearing deposits	72,019,000	74,117,000	73,229,000	78,309,000
Noninterest-bearing deposits	25,057,000	24,980,000	25,106,000	24,576,000
Equity capital	13,398,000	13,616,000	13,547,000	13,850,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Interest income	1,318,000	2,604,000	3,869,000	5,094,000
Interest expense	382,000	777,000	1,076,000	1,363,000
Net interest income	936,000	1,827,000	2,793,000	3,731,000
Noninterest income	457,000	831,000	1,125,000	1,471,000
Noninterest expense	1,058,000	2,043,000	3,089,000	4,357,000
Provision for loan losses	120,000	160,000	160,000	-70,000
Pretax income	215,000	455,000	669,000	933,000
Income tax	81,000	171,000	252,000	351,000
Net income	134,000	284,000	417,000	582,000

Basel measures — not reported for every quarter

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Tier 1 capital	13,330,000	13,480,000	13,613,000	13,777,000
Total capital	14,214,000	14,348,000	14,436,000	14,387,000
Risk-weighted assets	70,691,000	69,470,000	68,394,000	71,339,000