Call reports 2002
FIRST BANK OF MIAMI — 2002
What FIRST BANK OF MIAMI reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 116,091,000 | 114,954,000 | 114,598,000 | 116,848,000 |
| Total loans | 56,117,000 | 57,267,000 | 55,840,000 | 55,681,000 |
| Allowance for loan losses | 709,000 | 758,000 | 752,000 | 787,000 |
| Securities available for sale | 36,947,000 | 36,403,000 | 35,295,000 | 38,920,000 |
| Securities held to maturity | 30,000 | 30,000 | 30,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,861,000 | 101,324,000 | 100,788,000 | 100,354,000 |
| Interest-bearing deposits | 78,330,000 | 73,959,000 | 74,997,000 | 78,356,000 |
| Noninterest-bearing deposits | 24,531,000 | 27,365,000 | 25,791,000 | 21,998,000 |
| Equity capital | 12,140,000 | 12,737,000 | 13,059,000 | 13,138,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,448,000 | 2,910,000 | 4,367,000 | 5,776,000 |
| Interest expense | 473,000 | 896,000 | 1,312,000 | 1,742,000 |
| Net interest income | 975,000 | 2,014,000 | 3,055,000 | 4,034,000 |
| Noninterest income | 635,000 | 1,263,000 | 1,989,000 | 2,519,000 |
| Noninterest expense | 1,192,000 | 2,352,000 | 3,628,000 | 4,758,000 |
| Provision for loan losses | 120,000 | 240,000 | 395,000 | 515,000 |
| Pretax income | 298,000 | 685,000 | 1,144,000 | 1,403,000 |
| Income tax | 112,000 | 250,000 | 429,000 | 528,000 |
| Net income | 186,000 | 435,000 | 715,000 | 875,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,415,000 | 12,662,000 | 12,942,000 | 13,103,000 |
| Total capital | 13,124,000 | 13,420,000 | 13,694,000 | 13,890,000 |
| Risk-weighted assets | 79,867,000 | 86,995,000 | 87,043,000 | 81,021,000 |