Call reports 2001
FIRST BANK OF MIAMI — 2001
What FIRST BANK OF MIAMI reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 108,666,000 | 111,517,000 | 112,464,000 | 116,912,000 |
| Total loans | 37,508,000 | 41,374,000 | 43,466,000 | 47,261,000 |
| Allowance for loan losses | 685,000 | 757,000 | 856,000 | 654,000 |
| Securities available for sale | 9,676,000 | 23,627,000 | 41,326,000 | 45,213,000 |
| Securities held to maturity | 11,101,000 | 4,326,000 | 265,000 | 30,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,337,000 | 101,110,000 | 99,300,000 | 104,234,000 |
| Interest-bearing deposits | 76,360,000 | 77,032,000 | 76,235,000 | 79,489,000 |
| Noninterest-bearing deposits | 21,977,000 | 24,078,000 | 23,065,000 | 24,745,000 |
| Equity capital | 9,704,000 | 9,933,000 | 12,373,000 | 12,077,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,836,000 | 3,486,000 | 5,134,000 | 6,564,000 |
| Interest expense | 947,000 | 1,774,000 | 2,595,000 | 3,256,000 |
| Net interest income | 889,000 | 1,712,000 | 2,539,000 | 3,308,000 |
| Noninterest income | 557,000 | 1,197,000 | 1,861,000 | 2,451,000 |
| Noninterest expense | 1,108,000 | 2,236,000 | 3,359,000 | 4,773,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 480,000 |
| Pretax income | 218,000 | 433,000 | 681,000 | 785,000 |
| Income tax | 82,000 | 163,000 | 256,000 | 295,000 |
| Net income | 136,000 | 270,000 | 425,000 | 490,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,874,000 | 10,008,000 | 12,163,000 | 12,228,000 |
| Total capital | 10,559,000 | 10,765,000 | 12,977,000 | 12,882,000 |
| Risk-weighted assets | 60,924,000 | 65,889,000 | 65,063,000 | 70,787,000 |