Call reports 2025
GIBSLAND BANK & TRUST COMPANY — 2025
What GIBSLAND BANK & TRUST COMPANY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 527,055,000 | 526,447,000 | 528,134,000 | 586,150,000 |
| Total loans | 357,330,000 | 371,301,000 | 375,370,000 | 406,571,000 |
| Allowance for loan losses | 3,459,000 | 3,297,000 | 3,251,000 | 3,343,000 |
| Securities available for sale | 74,054,000 | 73,381,000 | 74,466,000 | 97,687,000 |
| Securities held to maturity | 2,049,000 | 2,051,000 | 2,042,000 | 544,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 443,792,000 | 441,495,000 | 440,170,000 | 477,675,000 |
| Interest-bearing deposits | 359,945,000 | 353,930,000 | 352,562,000 | 349,631,000 |
| Noninterest-bearing deposits | 83,847,000 | 87,565,000 | 87,608,000 | 128,044,000 |
| Equity capital | 80,980,000 | 82,502,000 | 85,356,000 | 86,560,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 7,510,000 | 15,148,000 | 23,059,000 | 31,263,000 |
| Interest expense | 2,112,000 | 4,166,000 | 6,278,000 | 8,488,000 |
| Net interest income | 5,398,000 | 10,982,000 | 16,781,000 | 22,775,000 |
| Noninterest income | 937,000 | 1,923,000 | 3,148,000 | 4,693,000 |
| Noninterest expense | 4,477,000 | 9,129,000 | 13,875,000 | 20,276,000 |
| Provision for loan losses | 0 | 0 | 0 | 200,000 |
| Pretax income | 1,857,000 | 3,775,000 | 6,053,000 | 6,991,000 |
| Income tax | 311,000 | 628,000 | 1,063,000 | 994,000 |
| Net income | 1,546,000 | 3,147,000 | 4,990,000 | 5,997,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 84,215,000 | 85,817,000 | 87,659,000 | 88,666,000 |