Call reports 2024
GIBSLAND BANK & TRUST COMPANY — 2024
What GIBSLAND BANK & TRUST COMPANY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 497,846,000 | 519,646,000 | 507,465,000 | 546,935,000 |
| Total loans | 326,133,000 | 344,296,000 | 350,721,000 | 356,864,000 |
| Allowance for loan losses | 4,488,000 | 3,737,000 | 3,596,000 | 3,493,000 |
| Securities available for sale | 96,432,000 | 116,515,000 | 88,491,000 | 113,965,000 |
| Securities held to maturity | 2,058,000 | 2,060,000 | 2,059,000 | 2,061,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 423,919,000 | 426,291,000 | 430,574,000 | 470,652,000 |
| Interest-bearing deposits | 325,633,000 | 328,121,000 | 346,246,000 | 385,427,000 |
| Noninterest-bearing deposits | 98,286,000 | 98,170,000 | 84,328,000 | 85,225,000 |
| Equity capital | 69,469,000 | 71,302,000 | 74,589,000 | 74,494,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 6,932,000 | 13,923,000 | 21,131,000 | 28,558,000 |
| Interest expense | 2,028,000 | 4,170,000 | 6,522,000 | 8,728,000 |
| Net interest income | 4,904,000 | 9,753,000 | 14,609,000 | 19,830,000 |
| Noninterest income | 1,244,000 | 1,664,000 | 2,814,000 | 4,569,000 |
| Noninterest expense | 4,270,000 | 8,070,000 | 12,234,000 | 17,934,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,878,000 | 3,347,000 | 5,189,000 | 6,465,000 |
| Income tax | 325,000 | 605,000 | 765,000 | 711,000 |
| Net income | 1,553,000 | 2,742,000 | 4,424,000 | 5,754,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,467,000 | 75,655,000 | 77,338,000 | 78,668,000 |